0% Interest for 24 Months
Reduced interest rate options


The Clean Energy Advantage (CEA) Loan Pilot Program offers Maryland residents a convenient and affordable financing option for residential energy improvements.
This includes projects such as home energy efficient heating and air conditioning systems, water heating systems, windows and doors, whole home insulation, and weatherproofing – regardless of income level.

Reduce your energy bill and improve the comfort of your home with this low-cost loan financing option, offering 0% financing for 24 months, and reduced interest rates. The loans are designed to be combined with existing utility rebates.

View Utility Rebate Program Guidelines or Find a Participating Contractor

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EmPOWER Maryland programs are funded by a charge on your energy bill. EmPOWER programs can help you reduce your energy consumption and save you money. Learn more about EmPOWER Maryland.